Terms of Service

1. Acceptance of Terms

By accessing or using CarryOn™ (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2. Description of Service

CarryOn™ is an estate planning and estate plan management platform that enables users to organize, secure, and communicate their estate plans to designated beneficiaries. The Service includes document storage, beneficiary management, checklist tools, AI-powered estate analysis, and related features.

3. Account Registration

To use the Service, you must create an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must be at least 18 years old to create an account. By registering, you represent that you are of legal age and have the capacity to enter into a binding agreement.

4. SMS Communications Consent

By providing your phone number and opting in to SMS communications during registration or account settings, you expressly consent to receive text messages from CarryOn™ for account verification and security purposes, including one-time passcodes (OTPs) for two-factor authentication.

• Message frequency varies based on account activity
• Message and data rates may apply
• You may opt out at any time by replying STOP
• For help, reply HELP or contact support
• Carriers are not liable for delayed or undelivered messages

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or its infrastructure
• Upload malicious content, viruses, or harmful code
• Impersonate any person or misrepresent your affiliation
• Use automated means to access the Service without permission

6. Intellectual Property

The Service, including its design, features, content, and underlying technology, is owned by CarryOn™ and protected by intellectual property laws. You retain ownership of the content you upload. By using the Service, you grant us a limited license to store, process, and display your content solely for the purpose of providing the Service.

7. Payment Terms

Certain features of the Service may require a paid subscription. All payments are processed securely through our payment provider (Stripe). Subscription fees are billed in advance on a recurring basis. You may cancel your subscription at any time through your account settings.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CARRYON™ DOES NOT PROVIDE LEGAL, FINANCIAL, OR TAX ADVICE. THE SERVICE IS A TOOL FOR ORGANIZING ESTATE PLANNING INFORMATION AND IS NOT A SUBSTITUTE FOR PROFESSIONAL LEGAL COUNSEL.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, CARRYON™ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, PROFITS, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

10. Termination

We reserve the right to suspend or terminate your account at our discretion if you violate these Terms. Upon termination, your right to use the Service will immediately cease. You may request export of your data prior to account deletion.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact Us

If you have questions about these Terms, please contact us at: info@carryon.us